insurance blackjack

Which phone is better? Blackjack 2 or Blackberry Curve?
I do not know which to choose, I learned that the BlackBerry is uninsured or something, but it's difficult for clubs in txt.
I do not know about blackjack, but the curve is so easy to text. Yes no insurance for the curve. The person just suggested to me to keep my old phone and if I know I'm going to a place where phone would be in danger, I can use my old phone in place and then return when I get home. Looks like a pretty decent idea. I keep this phone with my life. lol